The FCB Member Savings Card

The newest way for Canadian plan sponsors to save 20-30% on group benefits claims (or give members more for their money)

Give your clients cost savings without going to market or switching carriers. We seamlessly integrate with their existing plan or policy.

What's in it for you? As the broker or advisor, you get to offer a unique low-cost, value-add service and add to your revenue streams.

Learn more below.

Learn more: Book a 30-minute no-commitment intro call today!

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Watch our 2-minute video overview!

SOME CARRIERS WE INTEGRATE WITH - NO SWITCHING NEEDED

Looking to help plan sponsors save 20-30% on all claimed services without switching carriers or changing plan design?

That’s possible with the FCB Health Network.

Our independent, not-for-profit preferred provider network (PPN) of over 2,500 Canadian health and dental providers have come together under reference-based pricing (RBP) to help Canadians and plan sponsors/employers save on health and dental costs.

2,500+

Participating Providers Across Canada

• Dentists and Dental Specialists

• Physiotherapists

• Chiropractors

• Massage Therapists

• Naturopaths

• Pharmacists

• Clinical Psychologists

+many more

Why should you recommend the FCB Health Network to your clients?

Save your clients money while increasing your revenue

For a low monthly fee, plan sponsors enrol their members into the FCB Health Network, where all healthcare claims from within the network are automatically 20-30% lower. At the same time, brokers and advisors are compensated a portion of the monthly fee, similar to other healthcare benefits arrangements.

Empower your clients to offer more to their members

Many plan sponsors want to offer more generous healthcare benefits but are held back by the costs. Membership in the FCB Health Network is affordable and allows plan sponsors to effectively give their members 20-30% more treatments. That's good bang for their buck!

Dashboard for your clients (and you!) to see claims and savings

We provide you and your plan sponsor clients with an easy and efficient user dashboard to track utilization and network savings, and manage member/employee eligibility.

Even more savings and benefits with affiliate partners

Members receive savings on glasses, contact lenses, pharmaceuticals, and more by using our affiliate partners: Rexall, Clearly, Orthotics Direct and Mednow. Saving is easy: they simply show their FCB card to receive 20% off Rexall brand products and lots more!

Seamless integration with your clients’ existing plans and carriers

Joining the FCB Health Network doesn't change how you or your clients do business. We can seamlessly integrate your clients' plans or policies into the FCB Health Network to help them and their members/employees save more. Plus, adding FCB into your existing offering is painless: you are still the valued broker/advisor, and you still get a portion of fees like most benefits arrangements.

How often does everyone win?

Plan members like that they can get more treatments within their annual maximum, have reduced copays, and more easily afford treatments not covered. Our systems efficiently book appointments in the FCB Network, and triage members for better patient outcomes. And if their current health care provider isn't in the network, they can nominate them!

Plan sponsors like that they can offer more to employees without significantly increasing their benefits costs. There's also very little administrative effort required; no need to go to market, no need to switch carriers, and no need to change plan design. Just hand out FCB cards and track savings in your dashboard!

Brokers and advisors like that they have a unique value-add in their offering portfolio. They also gain a competitive edge in pricing by using the FCB PPN, increasing client retention and long term satisfaction. Plus, they get another recurring revenue stream!

How we support you and your clients in implementing the FCB Member Savings Card

Don't just take our word for it

I have been in the financial industry for over 20 years and have helped many Canadians and businesses with their financials and achieving long-term goals. But the one area I couldn’t directly assist with was saving my clients on out-of-pocket costs for their health and dental services.

That was before I was introduced to the FCB Health Network. As a financial broker, this has provided me with an amazing tool to help all my clients, from individuals and families to businesses of all sizes, reduce their out-of-pocket health and dental costs by 20-30% or more. I like that it layers on top of any coverage option my clients choose so it applies in almost any situation. I encourage my industry colleagues to learn more and join the movement to help people across Canada reduce their health and dental costs.

-Owner/Financial Specialist, Firenze Financial Services Inc.

Want to find out if it's too good to be true?

(Spoiler: It's not)

You likely still have questions. Book a 30-minute discovery call to find out everything you want to know before offering FCB Health Network to your plan sponsor clients.